How this policy works in India
We collect the details you submit when you open an account, the device and browser signals that help us keep sessions stable, and the records created when you use UPI, Paytm or PhonePe to move money in or out. We use that data to verify access,
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run the wallet, detect unusual activity, answer your requests and meet legal or tax duties. Cookies and similar tools help us remember sign-in state, language choice and whether pages load correctly, so you do not have to reset each step every time. For India, handling depends
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on local law and is available where local law permits. We keep only the records needed for service, dispute handling, security checks and record-keeping, then remove or anonymise them when the retention period ends.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.